Terms of service

TERMS OF SERVICE – IBC PRACTICE

By accessing and using our services, you agree to the following terms:

1. Services Offered
IBC Practice provides tax consulting, SARS eFiling services, bookkeeping, and financial advisory services in partnership with Old Mutual.

2. Client Responsibility
Clients are responsible for providing accurate, complete, and truthful information. IBC Practice will not be held liable for errors resulting from incorrect or incomplete information supplied.

3. Compliance
All services are conducted in accordance with South African laws and regulations, including SARS requirements.

4. Financial Services Disclaimer
Financial products and services are offered through licensed representatives empowered by Old Mutual. All financial advice is subject to regulatory compliance and suitability assessments.

5. Limitation of Liability
IBC Practice is not liable for penalties, losses, or damages arising from:

  • Late submission due to delayed client information

  • SARS system delays

  • Third-party service failures

6. Amendments
We reserve the right to update these terms at any time without prior notice.